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Terms of use


Access loans, spend, and repay, all from your phone
Forgot your wallet? Didn't bring enough cash today? Qualify for a loan in under 5 minutes, and immediately start paying for goods just using your phone.
Fast and easy approval
Save yourself a trip to get cash. Receive your credit instantly with electronic disbursement. Load your Smart prepaid number immediately. Pay for goods at 7-Eleven immediately by showing your CLiQQ e-wallet barcode to the cashier.

How it works

Build your score
by granting permission to data on your phone.

Create an account
Fill out basic application information.

Install Plentina app
Install the Plentina app on your Android phone.

Get electronic credit
to shop now.
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