Lazada online shopping is now available with Plentina. Purchase your needed materials and pay later under your chosen installment plan.

Shop online at Lazada now and pay later with Plentina


What you'll need


Valid Government-Issued ID


Active Lazada Wallet


Android phone


One recent payslip


Proof of Employment
(company ID or Certificate of Employment)

Your Lazada registered e-mail address

How it works


Register for a Plentina account using the Plentina app

  • Register for a Plentina account.

    • Complete your registration by submitting a selfie and a photo of your government ID.

    • Wait for your registration to be approved. You’ll receive a push notification when your Plentina application has been approved.


Select your loan

  • Select the Lazada Loan that you wish to avail and choose your repayment terms.

  • Tap "Submit Documents" and follow the instructions to submit photos of a recent payslip and proof of employment.

  • Once your documents have been processed, you may now proceed with applying for your Lazada Loan.

Input your Lazada credentials

  • Input your Lazada-registered e-mail address for disbursement of your Lazada Wallet credits.

Review the Loan terms

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  • Review the loan terms and the Terms of Use for the Lazada Loan. To accept the loan terms, simply click on "Accept Offer." 

  • Our business hours are Monday to Friday, 9:00 am - 5:00 pm. Loan amounts taken during business hours will be transferred to your Lazada Wallet within the day. Loan amounts taken outside of business hours will be transferred within the next business day.


Use your Lazada Loan for your online shopping needs.

  • You can now use your disbursed wallet credits to shop at Lazada!


Repay your Plentina loan on time to increase the chances of a higher credit score

  • You can now shop online and pay later on your Plentina app on the agreed due date.

Frequently asked questions

What are the requirements to avail of the Lazada loan offer?

  • An active Lazada Wallet account*

  • One recent payslip, issued within the last three months

  • Proof of employment (company ID or Certificate of Employment)

  • Android phone

  • Alternative requirements if self-employed or business owner: 1) DTI or SEC Registration, 2) Mayor's Permit, 3) Latest BIR Form 1701.

*We will need your official Lazada Wallet account email address in order to proceed with the loan application. If you do not have a Lazada Wallet yet, you may create one by following the steps here.

Where can I use the Lazada loan offer?

The Lazada loan offer will enable you to add funds to your Lazada Wallet. You can use your Lazada Wallet balance to purchase goods from a wide variety of merchants on the Lazada app.


How do I activate my Lazada Wallet account?

You can activate your Lazada Wallet account by following the steps in this article.

How do I shop using my Lazada Wallet?

To shop using your Lazada Wallet, see this guide.

How much can I avail with the Lazada loan offer?

Depending on your credit limit, there are multiple load amounts you can avail of: Php 500, Php 750, Php 1000, Php 1500, Php 2000, Php 2500, and Php 3000.

How do I claim and use my Lazada loan?

  • Upon accepting a Lazada loan, wait for the funds to be transferred to your Lazada Wallet (within the day for loans taken during business hours and by the next business day for loans taken outside of business hours*).

  • You will receive the funds in your Lazada Wallet, and your Plentina screen will show that the funds have been successfully transferred.

  • In cases wherein you've entered an invalid or nonexistent Lazada Wallet account or email address, this will result in a failed transfer. Hence, the loan application will show as failed as well.

  • Upon successful load transfer, you can use the funds in your Lazada Wallet to shop on the Lazada app! View Lazada Wallet User Terms and Conditions here.

*Our business hours are Monday to Friday, 9:00 am - 5:00 pm.

Can I take a Lazada loan on the weekend?

You may apply for a Lazada loan on weekends and holidays, but you will receive the funds in your Lazada Wallet on the next business day. For example, if you accept a Lazada loan on Saturday morning, you will receive the funds in your Lazada Wallet on Monday.